Foreclosures Equals Depression, Migraines, Suicides

With more and more home owners on the verge of loosing their homes, while more homes are added to the foreclosure lists every month a new survey is rearing its' ugly head. An increase in Doctor reports of patients physical, mental, and emotional health being affected by the foreclosures, or the realization that they are near foreclosure has continued to rise.

Studies have been done in the past from 1968 through 2002 that show the effects of recession with the threat of one loosing their homes and their emotional, mental health on the decline with suicide on the climb. Of course the reports of the Republicans referring to the foreclosures as the fault of the homeowners just adds to the anxiety with depression, migraine headaches, insomnia, and even suicides. But there is a victim that the Republicans seem to miss. A victim that has always been ignored by the Republicans and the SUPER RICH.

The victims that are most affected by the loss of their homes, and who suffer very greatly are the children. If I hear one more person say the words that children are resilient, I will slap that person so hard that his/her eyes will pop out. Children are showing the effects of the pending foreclosures their parents are experiencing. But it is even worse when the foreclosures actually happen.

For decades the Republican party have ran their campaigns on the statement that they and only they are the 'Family Value Party'.

So I ask:
What is so 'Family Value' about putting parents and children out in the street? What is so 'Family Value' about financial institutions and Banks having the mortgage contract papers state 30 year and APR in the same paragraph when the homeowner originally asked for and insisted on 30 year fixed? What is so 'Family Value' about the company person who is with you at the signing of the contract papers, calls the company to verify when you question about the 30 year adjustable when you originally insisted on the 30 year fixed? What is so 'Family Value' about the person reassuring you that it is just worded differently, but that it is the same as a 30 year fixed according to the individual he spoke with? What is so 'Family Value' about sending the first billing with the adjustable rate two year change time frame after you were told that it was a 30 year? What is so 'Family Value' about the financial institution stating that they cannot help you and that you need to talk to the broker who got you that deal because he/she is not an employee of theirs? What is so 'Family Value' about the financial institution then telling you that there is nothing they can do for you, not even try to redo the paperwork to put it into a 30 year fixed which is what you, the customer, wanted in the first place? What is so 'Family Value' about telling you that there is nothing they can do for you, especially since they are a financial institution that claims to be a mortgagor and do advertise 30 and 40 year fixed in their ads and on their website? What is so 'Family Value' about, after bringing it to the mortgage company attention that you wanted the 30 year fixed instead, the financial institution suddenly sells your mortgage to another financial company whose billing and website state that they are a mortgage financial institution, however every time you call their customer service the company calls themselves a collections company? What is so 'Family Value' that with out an appraiser looking at your home, the mortgage company states that the house down the street sold in a quick sell lowering your house value 50 thousand below what your mortgage is, which is a hundred fifty thousand below what your home originally appraised at? What is so 'Family Value' about mortgage companies dictating the value of the house to the appraiser, instead of the other-way-around? And after going through all that, what is so 'Family Value' about the Republicans and Super Rich making the statements that you got yourself into this fix in the first place?

I wonder, do the Republicans and the Super Rich really believe that with their greed and indifference to the middle class of American Families along with the stealing and sending American jobs overseas that they will ever enter into the gates of heaven? After all it is the Republicans and the Super Rich who have placed themselves on that religious pedestal as being the most 'Righteous' and 'Religious Right Winged' and 'Family Value Party'.